Las Vegas Market Watch

MORTGAGE RATES ARE DOWN A FULL PERCENTAGE POINT IN ONE YEAR

January 13, 2026
By Waldina Tapia
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Mortgage rates are down a full percentage point since last year. That recent drop doesn’t sound dramatic, until you realize how much it can already save you on the typical $400k loan. Compared to buying in January of last year, that saves you more than $330 a month and almost $120k over the life of your loan. That’s the difference just one year makes. If buying didn’t work for you last year, let’s re-run the numbers and see if 2026 could finally be your year.

January 13, 2026
By Waldina Tapia